ROSINA SCALAMOGNA

In this interview, Justin speaks with Rosina about the value of having a skilled and dependable real estate agent — and how she distinguishes herself from others in the industry. Rosina is committed to going above and beyond to ensure her clients feel supported and confident throughout the home-buying process.

Through her partnership with Rosenal Real Estate Academy, Rosina has pledged not to charge an administrative fee to her clients. Choosing Rosina as your agent is not only a smart decision — it’s one that can save you money.

Rosina’s region is Northern Allegheny County, PA.

CAREN FOY

An appraisal is a key part of the home-buying process — it determines the fair market value of a property based on its condition, features, location, and recent comparable sales. Lenders require an appraisal to ensure the home’s value supports the amount being borrowed.

Having a clear understanding of how appraisals work helps buyers, sellers, and agents avoid surprises during closing. Whether you’re purchasing your first home or refinancing, knowing what to expect can make the process smoother and more transparent.

A home appraisal is an unbiased estimate of a property’s fair market value, conducted by a licensed appraiser.
Lenders require appraisals to ensure the homes value supports the loan amount and protects them in case of default.
Typically, the borrower pays for the appraisal as part of the closing costs.
Costs vary, but most residential appraisals range from $300 to $600 depending on property and location.
No. Lenders are required to order appraisals through the Appraisal Management Company (AMC) to ensure independence and compliance.

COMMONLY ASKED QUESTIONS ABOUT APPRAISALS.

In an exclusive conversation, Justin Rosenal chats with Ron Gilson, a seasoned residential appraiser, about what really happens behind the scenes of a home appraisal. Ron offers practical tips and professional insight into how value is determined — and what every buyer should know before closing day.

Rosenal Real Estate Academy

Email us! Rosenalrealestateacademy@gmail.com

ROSINA SCALAMOGNA

CAREN FOY

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An appraisal is a key part of the home-buying process — it determines the fair market value of a property based on its condition, features, location, and recent comparable sales. Lenders require an appraisal to ensure the home’s value supports the amount being borrowed.

Having a clear understanding of how appraisals work helps buyers, sellers, and agents avoid surprises during closing. Whether you’re purchasing your first home or refinancing, knowing what to expect can make the process smoother and more transparent.

What is a home appraisal?

Why is an appraisal required?

Who pays for an appraisal?

How much does an appraisal cost?

Can I choose the appraiser?

COMMONLY ASKED QUESTIONS ABOUT APPRAISALS.

Rosenal Real Estate Academy